• Many students are not aware of the options that are available to them. 
• Each student's financial situation is different and it is important to plan check all of the options.
• With rising cost of tuition, students can limit the amount they pay after graduation, by consolidating their loans.
• Not all student consolidation loan programs are the same. So it's a good idea to shop around.
• Student loan consolidation is not for everyone.
• Student loan consolidation should be considered even if a student is still a freshman or sophomore.

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